PM Aadhar Card Loan Yojana 2024: As we all know, in today’s time, people have to take a loan at some point or another to fulfill their needs, due to which they sometimes take loans from such a place.
Where they have to pay high interest rates, due to which their financial condition becomes very bad and it takes them a long time to repay that loan, due to which they are not even able to save with them.
In view of this situation, the government of India has now started a scheme in which you can easily fulfill your needs by taking out a personal loan at a low interest rate. We are talking about PM Aadhar Card Loan Yojana 2024, from which you can take a personal loan with your Aadhar card.
Whether it is from any bank, if you want to get more information about this loan so that in future you can also fulfill your needs by taking a loan from this scheme, then you must read this article till the end. PM Aadhar Card Loan Yojana 2024
What is the PM Aadhar Card Loan Yojana?
PM Aadhar Card Loan Yojana 2024 has been started by the Government of India. Through this scheme, the loan is made available to the citizens of the country from Aadhar cards to fulfill their needs and start their own businesses.
So that he can start his own business and fulfill all his needs. Under the Pradhan Mantri Aadhar Card Loan Yojana, you can get a loan of up to Rs 2 lakh.
You get the minimum interest rate on this loan which you can easily repay. The government also provides you a subsidy on the loan given under this scheme, in which a subsidy of up to 35% is given in rural areas and 25% in urban areas.
One advantage of this scheme is that when you go to take a loan, you will easily get the loan without any guarantee, you can apply for this loan both online and offline. PM Aadhar Card Loan Yojana 2024
Three parts of Pradhan Mantri Aadhar Card Loan Scheme?
PM Aadhar Card Loan Yojana 2024: For your information, let us tell you that this scheme has been divided into three parts by the government, in which different amounts of loan are given in each part, you can see the details of these three in detail below.
- Shishu Yojana: Under this scheme, loan applicants can get a loan of Rs 10,000 to Rs 50,000.
- Kishor Yojana: Under Kishor Yojana, applicants can get a loan of Rs 50,000 to Rs 1 lakh.
- Tarun Yojana: Under Tarun Yojana, applicants can get a loan of Rs 1 lakh to Rs 2 lakh.
What is the interest rate of the Pradhan Mantri Aadhar Card Loan Scheme?
PM Aadhar Card Loan Yojana 2024: Whenever we go to take a loan, first of all, we see the interest rate there, what interest rate we will have to pay on that loan, whether we will be able to pay back the loan amount with this interest rate or not.
So let us tell you that if you take a loan under the Aadhar Card Loan Scheme, then the interest rate in it is from 7.3% to 12%, it depends on the bank how much loan you are taking.
Documents required for PM Aadhar Card Loan Yojana
PM Aadhar Card Loan Yojana 2024: The documents required for this scheme are as follows:
- Aadhar Card
- Passport size photo
- Bank statement of the last 6 months
- Income certificate
- Residence certificate
- PAN card
The online method of applying for Pradhan Mantri Aadhar Loan Yojana
- First of all, you have to go to the official website of the bank from which you want to take a loan.
- After going to the website, you have to click on the option of Apply For Loan given on the home page. 3. After this, some types will come in front of you, out of which you have to click on the type of loan you want to take.
- Now a form will open for you.
- You have to fill in carefully like name, address, what you do, for whom you are taking a loan, mobile number, loan amount, etc.
- And you have to click on the option to apply.
- After this, you will get a call or message from the bank, after which you have to go to the bank with all your documents.
- Then your documents will be verified and after verification, you will get the loan.
Also Read -: One Student One Laptop Yojana 2024: Government started 1 Student 1 Laptop Scheme!
How to apply offline in PM Aadhar Card Loan Yojana?
- For this, first of all, you have to go to the bank from where you want to take the loan. PM Aadhar Card Loan Yojana 2024
- Then after going there, you have to tell the bank employees that you want to take a loan through this scheme.
- Then the bank employee will give you a form after looking at your loan requirement. 4. You have to fill it out carefully like name, address, what you do, for whom you are taking a loan, mobile number, loan amount, etc. PM Aadhar Card Loan Yojana 2024
- Then you have to attach photocopies of all your documents in that form.
- After this, you have to submit that form.
- After this, the documents submitted by you will be verified and if you are eligible to take the loan then the loan amount will be sent to your bank account. PM Aadhar Card Loan Yojana 2024
Also Read -: Pan Card Loan Yojana 2024: You can easily take a personal loan of up to Rs 50,000 through your PAN card, See Details
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